There are four main types of cover available:
- Life Insurance – this pays out a cash lump sum or a monthly income benefit if you pass away or are diagnosed with a terminal illness
- Critical Illness Cover – this pays out a cash lump sum or a monthly income benefit on diagnosis of a specific potentially life threatening illness. Examples include some forms of cancer, heart attack or stroke.
- Income Protection – this pays out a monthly sum should you be unable to work due to injury or illness.
- Unemployment / Redundancy Cover – this pays out a monthly sum should you made redundant by your employer.
People are all different and that’s why, every persons insurance requirements will differ according to their own needs and preferences. For example, a single professional is likely to want different cover to a family with two children.
Whatever your circumstances, a balanced rounded approach to the cover available will allow you to have the peace of mind of knowing that you have cover in place for every eventuality.
For more information please either call or contact us today, and we’ll aim to get back to you the same working day.